It happened just once with my VISA from other bank. I called the bank and they promptly confirmed they would refund all the amount that was wrongfully charged in my credit card.
It was a big amount with multiple bills. The thief’s were even using it for Uber.
Was considering to move all my funds to NEAT, but now, for sure I will not. Specially now that they said we must contact the merchant by ourself and also issue a police report.
Imagine if you get your account cleaned up by a fraudulent withdrawal/transfer/purchase.