I've had issues trying to pay for Spotify's Family Premium account for a while and had to use their gift cards from CK for the standard premium.
I tried registering to HK Paypal to link my bank account to pay, but after a number of weeks of contacting my bank, Spotify and Paypal I found out that Paypal doesn't see a bank account as a funding source; strange how it does in the UK.
Anyway to get to the point, I signed up to Neat and now I can pay for the family premium with no hassles.
Great product, comms and app.
Yeah, you can also attach the Neat card directly to Spotify, like I did. That gives Spotify a couple of dollars more revenue, which is nice to reward that company.